Chris has been a CPA for 40 years and a Registered Representative for 28 years.

Over that period of time, he has experienced the volatility and roller coaster of numerous rises and crashes, and he has worked closely with clients to navigate financial dangers while staying on the path to financial independence. While markets generally rise over long periods of time, month to month and year to year volatility in stock and bond funds can cause great anxiety to people looking to earn good long terms rates of return on their wealth.

Chris’s process to wealth preservation and asset growth is to start with a deep risk assessment and an analysis and discussion of a client’s long term financial goals. There are many financial products that offer  long term potential returns while seeking to reduce exposure to typical market volatility.

Wealth is a means to an end. The end is confidence, calmness in the face of volatile markets and an overall better quality of life. Trading, gambling, high risk and roller coaster investing is for people who do not value the importance of financial stability and investing with long term financial goals as the ultimate priority.

Chris strongly believes he can help clients achieve their long term financial goals and also achieve a better quality of life by investing with a different process. Today’s volatile markets demand it!

Chris was a 1986 cum laude graduate of Georgetown University. Chris believes in family, character, thoughtfulness and a good sense of humor.

When not working, Chris can be found on the golf course.

CJ brings a vast array of investing ideas and philosophies built through a broad, liberal arts undergraduate degree from Princeton University and an MBA from the Darla Moore Business School at the University of South Carolina.

As an elite Division 1 Track and Field athlete, CJ brings a unique disciplined approach to life which he applies to finance and the role money plays in our overall well being.

CJ has done immense research on financial markets and historical economic and investment cycles. He has studied the boom and bust eras of the last 100 years (railroads, autos, technology, internet) and this experience allows him to look at current financial markets with a unique worldview.

CJ is a licensed investment broker of Cetera Advisors LLC.

Lucy has been with Rayfield & Licata for over 20 years. 

Lucy is the current branch manager and handles all administration. 

Lucy's long term relationship with our valued clients makes her a unique asset as she works with clients to keep their information and accounts updated and changing as required. Working together with clients over multiple decades, Lucy is a trusted team member who clients have come to trust and rely on. 

A non-registered associate of Cetera Advisors LLC.